Should You Buy Dog Health Insurance?
Should you seriously consider buying a dog health insurance policy? Yes, you should. Here's why health insurance for dogs is a good idea:
Dog health insurance saves you money. As with just about all other costs, veterinary expenses have increased rapidly in recent years. Without dog medical insurance (or more accurately, veterinary insurance), you are responsible for paying for everything: routine checkups, preventive procedures, emergency care and disease treatments. That will run into hundreds of dollars. Why not get some help?
Dog Health Insurance: Quick Cost Facts
Health insurance for your dog, like health insurance for yourself, has annual premiums and deductibles. Pet insurance premiums depend on the breed of your dog and the type of policy you decide upon. If you have more than one dog, there is usually a reduced rate after the first policy.
Dog health insurance deductibles can vary as well. The average annual deductible is about $100. You may choose among different coverage plans which are based on your dog's age, breed, and pre-existing medical conditions. Some policies even consider the dog's lifestyle; for instance, whether your dog is purely a pet or a watchdog, too.
Health Insurance for Dogs: Quick Coverage Facts
Dog insurance healthcare plans can vary greatly. Some canine health plans are quite comprehensive, covering annual checkups, routine care, vaccinations and other preventive medications, and spaying/neutering, as well as illnesses and accidents. Others only cover unexpected sickness or injuries.
Dog insurance coverage for emergencies begins immediately on most new dog health plans, with a 30-day waiting period for illness and other claims.
Your dog's age can affect your dog's health insurance coverage. Typically, policies begin veterinary healthcare coverage when the dog is 6 to 8 weeks old, although some will start when the dog is younger. Similarly, some dog health insurance companies only will cover dogs under 8 years old unless the animal was already insured with them before turning 8.
Many dog health insurers will not cover your pet if she has a preexisting condition or a terminal illness. Some will insure the dog only if the condition is controlled or stable, usually for 6 months.
With all these options, it is important you check out the various dog health insurance companies, their pet insurance policies and corresponding dog healthcare plans.
In short, if you care about your dog, you should care about his health. If you care about your wallet, you should care about your dog's health insurance coverage, too.
How To Determine The Sex of Discus Fish
One of the biggest question asked of the discus breeder is "how do I determine the sex of my fish?" There are very few easy identifiable identifiers in this process. Here, we will discuss the methods used by some of the top breeders.
Westies for Sale - Avoiding the Perils of Purebred Puppy Purchases
In the purebred West Highland Terrier puppy market, there are few rules or laws governing who may breed dogs, and then advertise Westies for sale. Both ancestry and the breeding environment will affect the quality of the Westies offered for sale, and some breeders are a lot less careful about these details than others. Never buy the first Westie you find, from the first breeder you come across advertising Westies for sale. Take the time to learn about both the breed and the breeder to avoid an expensive mistake, and the heart-breaking loss of a dog due to health problems.
Tips on Sexing Discus Fish
Do you have some adult discus fish and want to know whether they are male or female. In this article I'm going to share with you some of the tips and techniques you can use to determine the gender of your discus or those you wish to buy.
Agility Training For Dogs
Without agility, the most muscular person in the world couldn't win a fight against a fifth-grader. But did you know that for a dog agility is possibly even more important? With so many of a dog's happiest moments spent running, jumping, catching, and stretching, dog agility training can really help dogs age gracefully and happily.
A Reference Guide for Symphysodon Aequifasciatus (Discus)
This is general information on Discus, a member of the family Cichlidae. Although certainly not a complete reference guide, it will give those interested some background information on this exotic fish...
How to Housebreak Your Dog or Puppy
Dogs are creatures of habit; and once they develop a habit, breaking it can be a long, frustrating process. Your dog needs guidance and encouragement from you to develop a toilet habit you can live with. Animal behaviorists have learned a lot about dogs over the last couple of decades, and there are many tips available that will make housebreaking your dog or puppy a less frustrating task.
Dog Vomiting? Help Your Dog Now
In most cases you should not be too concerned about your dog vomiting. If you know that the dog got into something or you changed its diet, you can probably wait 24 hours to see if the vomiting clears up, but only if your dog does not appear lethargic.
You Must Train Your Dog From A Young Age
The best thing to do is to start training your new puppy as soon as you get him home. You need to teach your puppy your rules, and how you expect him to behave starting from a very early age.
Why the Heck Would You Have a Pet Snake (or lizard, crocodile, monitor, frog, turtle etc)?
This is a question that has been asked of me and a thousand (million?) other herp keepers. I think it's almost a case of once bitten, twice as determined. But seriously, it is something I have pondered but not really found an adequate answer for. They are not cute and cuddly. They bite (when young), they feel cold (not really) and they have funny eyes. And scales.
Living With a Pet Serval
Some sources seem to indicate that living with a serval is no more challenging than feeding your pet goldfish. At the other end of the extreme spectrum, many sanctuaries and animal rights activists paint servals and other exotic cats as unmanageable creatures that no ordinary mortal could hope to deal with successfully. As is usually the case, the truth lies in a rational world between the two extremes.
Toy Dog Breeds
Toy dog breeds include greyhounds, terriers, pinschers, pugs, chihuahuas, pekingese, spaniels--the official list of the AKC is quite extensive. Regardless of breed, toy dogs are desired for their cuteness and cuddle-ability. Many retain the characteristics of a puppy for their entire lives. This may be one of the big attractions that toy dog breeds hold over larger breed dogs.
Dogs Get More Human Every Day
First pet stores began selling clothes for pets. Then kennels upgraded from a wire cage to four-star hotels for man's best friend. Now you can even buy insurance for your four-legged friend. Everything from health insurance to third party insurance for the family pet is getting to be big business in the animal world.
What Your Cat Wants You To Know
If your feline friend could speak your language, here a few things she would probably like you to know.
Cleft Palate In Dogs
Sometimes puppies are born that can't suckle properly, and it's almost alway's because they have a cleft palate. A cleft palate can be a complete division up the middle of the palate, or roof of the mouth, or it can just be a small hole in the palate.
Why Crate Train My Dog?
A few years ago, before I decided to stay home with my kids, I worked as a veterinarian technician in an animal hospital. While at that job I saw so many clients who would bring in their dog and be upset because they had eaten something in the house, other than food, and were now sick. One client brought in her chocolate lab that had gotten into her sewing box and eaten a pincushion, pins and all!!! Off to surgery the dog went and the owner was out about $1,500. Case number two was a giant poodle that, while the owner was away, got into her closet and ate a pair of panty hose. Unfortunately this dog did not make it through surgery. The pantyhose got wrapped around its intestines and the doctor was not able to save the dog.
Protecting Your Child from a Dog Bite
Dogs make great loyal pets and are always pleased to see their owner; they are loving and have their own distinct personalities. However, every animal has the potential to become aggressive. Each year 200,000 people are bitten by dogs in the UK, and a number of those are tragically killed as a result. It is an extremely distressing statistic which comes as a surprise to many people who see dogs as friendly animals which often become part of the family unit.
Amazing Insights Of A Horse Training Expert From The Late 1800s!
Could a horse trainer, born about 154 years ago, teach us anything new today? Would the methods be old hat or would they be useful?
A Dog Name is Something To Be Chosen Carefully
How important is a dog name? Well let's think about this.
But My Pet Will Never Run Away (or Why We Need Licenses)
The city I live in just increased its fees for dog and cat licenses. It's now $30 a year for unneutered/unsprayed pets and $20 a year for sprayed/neutered pets.
Wormy Dogs? - Understand Dog Worms Infestation and Their Symptoms
Until a very recent period, dog worms were thought to be of a spontaneous origin, brought about by the influence of heat upon decaying vegetable matter, and it was and still is freely asserted that puppies are born with dog worms inherited from the mother in some mysterious manner while still in uterus. This has been conclusively proven an error and in the minds of all scientists there is no question about dog worms springing from individual eggs and having a complete life history of their own.
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