Dont Fall Victim to Internet Fraud-10 Tips for Safer Surfing
The Internet offers a global marketplace for consumers and businesses. However, criminals also recognize the potential of cyberspace. The same scams that have reached us by telephone and in our mailbox can now be found on the World Wide Web and in email. Organizations such as the National Fraud Information Center have emerged to help people recognize shady schemes in order to prevent further victims.
According to the Internet Fraud Complaint Center (IFCC), a partnership between the National White Collar Crime Center and the FBI, the number of fraud victims is in the hundreds of thousands and total dollars lost are in the hundreds of millions, and rising at an exponential rate. A search on Google for "internet fraud" results in over 3,200,000 listings at the time of this writing!
It is difficult sometimes to tell the difference between reputable online sellers and criminals who use the Internet to separate people from their money. You can protect yourself by learning how to recognize the danger signs of fraud. If you are a victim of Internet fraud, it is important to file a complaint with the IFCC at http://www.ifccfbi.gov quickly so that law enforcement agencies can quickly shut down the fraudulent operations.
· Know whom you're dealing with. If the seller or charity is unfamiliar, check with your state or local consumer protection agency and the Better Business Bureau (http://www.bbb.org). Search the Federal Trade Commission website (http://www.ftc.gov) for the company or organization that you are considering doing business with. Some Web sites have feedback forums, which can provide useful information about other people's experiences with particular sellers. Get the physical address and phone number (and actually make a call before you give them money-to make sure that the phone number is correct) in case there is a problem later.
· Guard your personal information. Make sure that any website that requires sensitive information is encrypted. An encrypted website usually has a yellow padlock symbol somewhere on the page, typically at the bottom. Don't provide your credit card or bank account number unless you are actually paying for something. Your social security number should not be necessary unless you are applying for credit. Be especially suspicious if someone claiming to be from a company with whom you have an account asks for information that the business already has.
· Pay the safest way. Credit cards are the safest way to pay for online purchases because you can dispute the charges if you never receive your order, or if the offer was misrepresented. Federal law limits your liability to $50 if someone makes unauthorized charges to your account, and most credit card issuers will remove them completely if you report the problem promptly.
· Look for information about how complaints are handled. It can be difficult to resolve complaints, especially if the seller or charity is located in another country. Look on their website for information about programs that require standards for reliability and assistance in handling disputes with which the company or organization participates.
· Be aware that an organization without complaints is not a guarantee. Fraudulent operators set up shop and close down quickly, so the fact that nobody has made a complaint doesn't mean the seller or charity is legitimate. You still need to look for other danger signs of fraud.
· Understand the offer. A legitimate seller will give you all the details about the products or services, the total price, the refund and cancellation policies, the terms of any warranty, and the delivery time.
· Think twice before entering contests operated by unfamiliar companies. Fraudulent marketers sometimes use contest entry forms to identify potential victims.
· Be cautious about unsolicited emails. They are often fraudulent. Recent legislation requires all marketing emails to include a working link that enables the recipient to be excluded from future mailings.
· Beware of imposters. Someone might send you an email pretending to be connected with a business or charity. Others may create a website that looks just like that of a well-known company or charitable organization. If you're not sure that you're dealing with the real thing, find another way to contact the legitimate business or charity.
· Beware of "dangerous downloads." In downloading programs to see pictures, hear music, play games, etc., you could download a virus that wipes out your computer files or connects your modem to a foreign telephone number, resulting in expensive phone charges. Only download programs from websites you know and trust. Read all user agreements carefully.
Eric Buck is an established ezine publisher and direct marketer who specializes in helping ordinary people make extraordinary money working from home on the internet. Sign up for the Home Business Tips newsletter at http://www.homecashincome.com
How to Protect Your Child from the Internet
When the Internet first came about, it was realized it could be quite the multi-tasking machine. These days people use it for just about everything, from downloading music to checking e-mail, and virtually making the rest of the globe closer all the time.
Computer-Virus Writers: A Few Bats In The Belfry?
"Male. Obsessed with computers. Lacking a girlfriend. Aged 14 to 34. Capable of creating chaos worldwide."
How to Manage Your Username and Password The Easy and Secure Way
Have been an Internet user for more than 9 years, I have 100's of logins and passwords to keep. I'm paranoid. I'm now even more paranoid after I joined YMMSS because I use online paymentsystems on weekly basis if not daily.
3 Steps to Ending Scams and Virus Problems
Watching how the traditional media covers the latest virus or scam would make one think we are all innocent victims and it is the "evil Internet" at work once again. News flash! Innocent? More like uninformed. Victim? In many cases add the word "willing." The media's point of view and how they choose to portray these occurrences always makes me chuckle.
Data Security; Are Your Company Assets Really Secure?
Is your data secure? Think again. Securing data is unlike any other corporate asset, and is likely the biggest challenge your company faces today. You may not see it, but almost all of your company's information is in digital form somewhere in the system. These assets are critical because they describe everything about you; your products, customers, strategies, finances, and your future. They might be in a database, protected by data-center security controls, but more often than not, these assets reside on desktops, laptops, home computers, and more importantly in email or on some form of mobile computing device. We have been counting on our firewall to provide protection, but it has been estimated that at least fifty percent of any given organization's information is in email, traveling through the insecure cyberspace of the Internet.
Free Spyware Removal - Its Not As Easy As It Sounds
Nobody wants to pay to remove spyware. At the very least, I don't. The blasted stuff shouldn't be on my computer anyway, so what ever would make me want to shell out cash to get rid of something that I shouldn't have in the first place?
Spyware is Not Like a Nosy Neighbor
Remember the television show about the nosy neighbor Mrs. Kravitzalways peeking out her window or over the fence, sometimes evenknocking on the door just to find out what was going on in herneighborhood? If you don't wait a month or so and the DVD orthe movie will be out. Let's move on.
Spyware, This Time Its Personal!
First the basic definition of Spyware: It is a type of software which is installed onto your computer without your permission... It can log your keystrokes, which websites you visit, read you email, and even prowl your hard drives. At some point in time, it transmits its harvested information to the owner. Transmitting this data can slow your computers resources which can result in programs taking longer to load, make for longer waits for WebPages to load, and even complete system failures can occur.
Virus and Adware - Fix them Both!
We all get the odd virus now and then, but sometimes that one virus could cause so many problems. In this article I shall be going though just some of the problems that these virus software programs can do, and how to fix them.
Is My PC Vulnerable on the Internet?
No longer are viruses the only threat on the internet. In recent years other threats have evolved which include spyware, adware, hacking, identity theft, information theft, pop-ups and the loss of information.
The Importance of Protecting Your PC from Viruses and Spam
Today the internet is a mine field of malicious code looking to harm your computer. Hackers want to have access to your PC for both fun and profit. You must be diligent in your ability to detect and then protect your important computer data.
Phishing - Learn To Identify It
Phishing: (fish'ing) (n.)
Cybercriminals Trick: Targeted Trojan-Containing Emails
Threats we ordinary Web users face online leave us no choice but learn. Haven't you noticed how many new things you learned lately? We are much better informed about malicious programs than just a year ago.
8 Surefire Ways to Spot an EBAY Scam E-Mail and Protect Yourself from Identity Theft
Ebay is a great site and is used by many to buy and sell new and used Items. It truly is the worlds Largest Garage Sale Unfortunately when an online site becomes as big and popular as E-Bay the scam artists seem to just naturally follow. These Scam artists will often try to steal your Idenity and get your bank or credit card information in addition to your E-Bay Id and Password
IPv6 - Next Step In IP Security
Backup and Save your business!
There you are busily typing away on your PC or yourLaptop, and all of a sudden the strangest thing happens.The screen goes black, extinquished like a candle in thewind.
Identity Theft - Dont Blame The Internet
Identity theft ? also known as ID theft, identity fraud and ID fraud ? describes a type of fraud where a criminal adopts someone else's identity in order to profit illegally. It is one of the fastest growing forms of fraud in many developed countries.
Are They Watching You Online?
When surfing the Internet you probably take your anonymityfor granted, most of us do.
Web and Computer Security
Well, if that would have been said to me by my father when I was 2 years of age, I would have understood. But when today, my own computer tells me that when I am 34, I wonder why I spent $1500 on my computer hardware and software just to enjoy the (un-realized) benefits of this great and revolutionary information technology?
With the Rise of Internet Crimes, Users are Turning to High-Tech ?PI?s? for Solutions
High-tech private investigators are becoming the answer for many Internet users who have been victimized online. The use of e-mail by that unethical element lurking in cyberspace rings all too common these days. With law enforcement agencies overwhelmed and under trained to address these issues, victims have often been left to deal with them on their own.
|© Athifea Distribution LLC - 2013|