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Real Estate Information

Sellers, Are You Having A Hard Time Selling Your Home?


Sue and Chuck DeFiore have the perfect solution for you ? Lease Purchasing your home!

Foreclosure Home Deals


Did you know that you can save tens of thousands of dollars on the purchase of your home by investing in a foreclosure or preforeclosure property? When you are trying to purchase a home for the first time, and you have limited resources and limited funds, it is particularly important that you get the most "bang for your buck".

Home Equity Loans ? Beware of Appraisal Fraud


A new report by the independent Demos group has revealed what may not be a surprise to many people ? corruption is rampant in the home appraisal industry. The bust in the dot-com market of some five years ago has left would-be lenders with a surplus of cash to lend. This has led to a huge boom in both mortgage and home equity loan lending. That?s not a bad thing; a record 69% of Americans now own their own homes. Owning a home is easier than ever; in 2004 the average down payment was a record low of only three percent.So if everyone is buying a home, and loans are easier to obtain than ever, what is the problem? The problem is that nearly 55% of the appraisers polled in the survey said that they had been pressured by lenders to deliver appraisals that met a ?target? value. The appraisers said that failure to meet the ?target? value resulted in either their not being paid, or not being hired again. Since most appraisers want to keep working, they have had a tendency to meet the target value, even if it means that they have overestimated the value of the property. This drives prices artificially higher and leaves many homeowners with mortgages that may be worth more than the homes they were meant to finance. This problem becomes acute should the owner need to sell the home, only to discover that it isn?t worth as much as he or she owes on it. The worst-case scenario to result from this would be a burst in the current real estate ?bubble? and a nationwide collapse in home values, leading to massive foreclosures. This probably will not happen, but there are several things prospective borrowers can do to avoid being caught in the appraisal trap:

Flipping Fixers: Using Transformation Psychology for Top Dollar


Satisfying and lucrative real estate investment depends upon your correct assessment of profit potential, of course, but your ultimate success depends on your ability to transform a fixer into a dollhouse. The renovation process involves physical work and choosing the best supplies, in order to create maximum positive emotional effect and profits.

10 Easy but Essential Steps for Home Selling Success


They say that the whole process of selling up, buying new and moving on is one of the most stressful series of events any of us goes through in a lifetime: and yet with careful planning, attention to detail and a clear focus, the whole process can be relatively stress free.

Important Information For Condo Buyers


Here is a step by step guide for buyers looking to buy a condo in any area. These are important tactics to make a solid and accurate judgement on the property you're looking to purchase.

Prepare Your Property Like A Pro And Boost Profits


The housing market is hot, and you've decided to list your home. But what, if any, improvements should you tackle before selling? Should you just leave it all to the new homeowner?

Directionals Move Properties


One of the most effective and frequently overlooked methods of filling or selling a property is the use of directional arrow signs. I'm guilty of it myself, although usually I'm merely lazy instead of overlooking this great marketing technique. Being lazy usually costs me in terms of holding costs, especially if you happen to be in a buyer's market as I currently am. Even if you're in a hot market where everything is moving quickly, directionals will move your property that much quicker.

Greed Can Cost You Your Shirt!


The proper action when things are going well is to pay off debt and consolidate your position. Then you will be financially strong and can go for further expansion without fear of loosing what gains you already have. When you are not deep in debt you do not have to worry about your creditors getting paid. Since the usual history of a business is cyclic (boom and then every 7 years (plus or minus) bust) you can predict when it is time to consolidate.

Fraud in Real Estate, Are You Being Victimized? - Part II


The phone range and Peter was on the other end of the line. "Willard, I have a friend of mine that has a real estate problem." I said, "Send him over." Two hours later, Jerry sat in front of me terribly upset. Three years earlier, he had been talked into buying a 4 unit building in partnership with Smooth Talker, a knowledgeable, smooth talking real estate salesman. Smooth Talker offered to find the property, arrange the financing, manage the building and even put up the down payment. Jerry was told that all he had to do was use his perfect credit to qualify for the loan and then sit back, wait seven years and the money would come rolling in.

Russ Whitney and Real Estate Investing Gurus


There is curently a huge real Estate boom in America today. Little does the world know that this boom has some to do with all of the real estate guru's out there. From Robert Allen to Carlton Sheets these entreprenuers and strategists have helped changed the investment landscape.

The Listing Agents Role in Selling Your California Home


Advertising to the ?Public?

Setting Goals for Real Estate Success


The power of goal setting has been well documented and communicated so before you skip over this point because you?ve heard it all before I?d like you to consider how well you are doing it. I?m a firm believer that you don?t truly understand something until you are doing it.

Real Estate Investing with Bad Credit!


By being creative, you can play the game of real estate investing by using what is called Option's investing.

Questions To Ask The Landlord Before Renting His Apartment


Apartment hunting is not the easiest thing around. You may find places not suited to your tastes or those which do are not to your budget. Eventually, you may have to settle for something a little less than perfect or if you?re lucky, you may just find a home you love. However, before you finalise on the apartment, there are a few questions you need to ask the landlord so that there is no reason for disagreement later on during the lease period. In fact, some of the points mentioned below may also be included in the agreement for your safety so that the landlord doesn?t go back on his word.When will the unit be available for occupation? If it?s ready to occupy and it?s impractical for you to move in immediately, you may have to negotiate with the landlord so that you don?t pay for unoccupied time. How much is the rent payable and when is it due every month? How much is the security deposit and is it fully refundable? Is there a penalty fee for late payment of the rent? What are the terms for renewing the lease? Are pets allowed and if not, would it be possible to have pets if you paid a pet deposit? If a pet-deposit policy is in place, is it refundable if there's no damage caused to be found when you move out? What are the conditions if you have to move out before the lease expires? Even if you may think you won?t have to move out for a long time, it?s better to keep your options safe and negotiate secure terms should you need to move out earlier than the expiry of the lease period. Are any utilities included in your agreement? What are typical bill amounts in different seasons? Are you allowed to share your unit with roommates and what is the policy on subletting the place? Can you paint the walls or make other decorating changes? Are you allowed to run a home business from your apartment? Who will be responsible for property maintenance? Who are your neighbours? How close is the nearest post office, grocery store, bank, restaurant and public transportation?Asking these questions only avoids any cause for disagreement in the future between you and your landlord.

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